Besso’s Professional & Financial Risks division (PFR) has been a cornerstone of the group for decades. It specialises in all forms of professional indemnity and management liability across every type of financial institution and commercial business. Established in 1986, the division is an acknowledged leader in its field and has one of the strongest and most experienced PFR practices in the London Market.

The team has developed lasting relationships with clients across all the principal insurance markets, and can place Lloyd’s binding authorities for clients throughout the USA and Canada. Recognised for their exceptional standard of client care, personal attention and flexibility, our specialists provide a swift and highly focused service.

We cover a diverse portfolio spanning accounts of all sizes and descriptions, from the largest publicly-traded companies to the smallest private enterprises, and we also provide a fast and highly efficient claims service.

Below are some of the areas that we cover:


  • Professional liability
  • Public and private D&O
  • Side-A/DIC drop down
  • Independent directors liability
  • Partnership liability
  • Pension trustee/fiduciary liability

Financial Institutions

  • D&O
  • Bond/crime
  • Professional liability
  • Partnership liability
  • Pension trustee/fiduciary liability and related products

Professional Indemnity

  • Lawyers
  • Insurance brokers
  • Architects & engineers
  • Accountants
  • Healthcare
  • Medical malpractice
  • Privacy and network security
  • Technology
  • Real estate brokers
  • Cyber
  • Miscellaneous

Employment Practices Liability

All classes considered including:

  • Staffing
  • PEOs
  • Auto dealers
  • Law firms
  • Hotels/restaurants
  • Accountants
  • Real estate
  • Financial Institutions
  • Healthcare


  • Technology E&O
  • Multimedia liability, both online and offline
  • Network security and privacy liability
  • Regulatory defense and penalties
  • Event expenses such as notification, forensics, crisis management, call centres etc
  • Cyber extortion
  • Business interruption and digital asset restoration
  • Brand reputation

To find out more about our full PFR capability, or to discuss your individual needs, please contact one of our brokers or for claims contact Daniel Boughtwood.

Divisional Specialists

Professional and Financial Risks