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This insurance is normally placed alongside any Protection & Indemnity coverage, commonly with the same insurer, which is usually “entered” into on e of the Mutual Associations (Clubs) .It will indemnify owners for the legal costs associated with, and legal assistance in relation to, a wide range of disputes arising from the building, buying, selling, owning and operating of a vessel.


Freight, Demurrage & Defence covers the legal expenses of the Assureds to defend their position in disputes which do not fall under their P & I insurance. These are often in respect of Charter Parties, Bills of ladings, Contracts of Carriage and disagreements related to demurrage, freight payment, etc. Cove granted under FD&D is for the legal expenses in respect of these proceedings, rather than the actual amounts under dispute.


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