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Summary
Catastrophe deductibles are increasing rapidly across all US States, both for standard and excess & surplus markets. In the northeast, many carriers are reverting to percentage deductibles. Besso has 100% facilities at Lloyd’s to offset these shortfalls (AM Best A rated and S&P A+.) We provide follow-form cover that is concurrent with your master policy, with seamless terms and conditions.
Scope
- Coverage will usually follow the overlying policy, resulting in concurrent terms across the programme
- All states and perils considered, particular appetite for earthquake and named windstorm minimum premium $5k
- 2.5% commission to you
- Buydown is not subject to any aggregated limitation of liability
- Buydown to 0.25% of TIV or $25K
- Manuscript wording follows your policy form
- Can be used to buydown aggregate deductibles to per location deductibles
- The buydown is not subject to any aggregated limitation of liability
Brokers
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