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Besso offers wind/hail, flood only and differences in conditions coverage for commercial property owners in the Gulf, Florida and the eastern seaboard of the United States. Coverage is written through Lloyd's on a non-admitted basis using a named peril or difference in conditions policy form.


  • All states and perils considered
  • Coverage will usually follow the overlying policy, resulting in concurrent terms across the program
  • Can be used to cover either a full schedule or selected locations
  • 12.5% Commission to you
  • 100% Lloyd’s (AM Best A rated/S&P A+)
  • Minimum premium $10k
  • Manuscript wording follows your policy form
  • Limits are not aggregated


Divisional Specialists