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We offer comprehensive professional, cyber and technology products through ‘BESPI’, our exclusive in-house facility. The facility offers rapid, responsive, bespoke solutions for a wide range of professions.


Architects’ and engineers’ liability

Covering a wide range of professional disciplines and project areas. Key features include:

  • Contractors’ pollution liability coverage
  • Punitive damages where insurable by law
  • ADA/FHA/OSHA regulatory actions reimbursement extension $US30, 000 per policy period
  • Blanket waiver of subrogation provision for clients of the insured as required by contract

Design/build and contractors

This specifically targets design/build firms and contractors, providing optional additional coverage to the standard A&E and technology insuring agreements.  Specifically:

  • Contractors’ pollution
  • Transportation pollution
  • Non-owned site pollution
  • Technology-based services and products
  • Computer network security
  • Multimedia and advertising privacy liabilities
  • Contractors’ microbial condition liability, sub-limited to US$1,000,000, available for an additional premium

Miscellaneous business

We provide extensive E&O coverage with competitive rates for a wide range of businesses and professions. Target sectors include but not limited to:

  • Staffing agencies
  • Research organisations
  • Outsourcing companies
  • Security consultants 
  • Expert witness


Divisional Specialists

Professional and Financial Risks